DHFL Fixed deposits – Wealth 2 Health

by Manikaran Singal on June 26, 2015 Total Views: (301)

dhfl fixed deposits

When we talk of investments in corporate fixed deposits, very few highly rated names comes to mind. Dewan Housing finance limited (DHFL) is one of those. Having been rated as AAA by CARE and Brick works, along with A1+ by crisil, DHFL fixed deposits are one of the popular corporate fixed deposits products in the ...

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Yoga for Financial wellness – DhanSukh Kriyas

by Manikaran Singal on June 19, 2015 Total Views: (351)

yoga for financial wellness

Physical wellness is much easier concept to understand and everyone can relate to it, but financial wellness is also important as finances are one of the major reasons of stress and stress is the leading cause of illness. So to gain overall fitness in life your body, mind, soul and money should be in order. Yoga ...

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How prepared are you for Stock market fall?

by Manikaran Singal on June 17, 2015 Total Views: (339)

stock market fall

Just asking, I know you don’t want to see a fall and have invested or being sold with a view that markets will keep rising for next few years due to strong and stable political scenario, Make in India efforts, coming down of Interest rates, India gaining good global attention and what not. But you ...

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How to make health insurance claim in multiple policies

by Manikaran Singal on June 4, 2015 Total Views: (513)

health insuramce claim in contribution clause

Adequacy of health insurance cover is must for your wealth. But how much of Insurance is enough will always remain a big question. To increase the existing health sum assured sometimes one end up buying multiple health policies. However having multiple polices may increase the health cover but , it is also important to know ...

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LIC Jeevan Tarun (table 834) – nothing special

by Manikaran Singal on May 28, 2015 Total Views: (631)

lic jeevan tarun

LIC has come up with a new child plan with name LIC Jeevan Tarun. Whatever the product is, I love the way LIC name all its policies. This post is a review of this new LIC jeevan tarun policy. LIC Jeevan Tarun is a participating endowment child plan, with a structure of money back plan. Plan ...

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How Systematic withdrawal plan in mutual funds works?

by Manikaran Singal on May 16, 2015 Total Views: (763)

systematic withdrawal plan in mutual funds

Sometime back I wrote one article on Systematic withdrawal plan which shows how SWP works best with monthly income plans (MIPs) as compared to the dividend payout option, which resulted in favor of Systematic withdrawal. This article is about how systematic withdrawal plan works with other mutual funds. Does it make sense to go with SWP ...

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Factors to consider before going for Education loan

by Manikaran Singal on May 6, 2015 Total Views: (658)

education loan in india

The way education cost is increasing, it may not be wrong to assume that going forward education loan will become a necessity to get good education from good institution. Rising number of private colleges along with emotional side of parents are some other reasons of driving the demand of education loan in India. These days’ students ...

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Are you still thinking?

by Manikaran Singal on April 29, 2015 Total Views: (846)

still not started with financial planning

Last week I met my friend Saurabh who is now a Regional head with one FMCG company and stationed at Bangalore. We were sitting in a coffee shop when suddenly he told me that he’s thinking to engage a financial planner to manage his personal finance matters. This was not a new thing to me ...

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epf withdrawal rules

Employee provident fund or EPF is generally the first organized savings product that one experiences at the start of his employment career. The main purpose behind EPF is to help employees save a fraction of their salary and accumulate tax free corpus to support Retirement. But there are many instances where you may require money ...

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TDS on NRI Investments

April 9, 2015
tds on nris

Being an NRI may get you privilege treatment from the bankers, property dealers, and from every seller of any product for that matter, but Tax man wants to deal cautiously with you especially on the front of tax collection, and thus applied TDS on almost every taxable investment that you make. There’s hardly any taxable […]

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How to Manage Post Retirement Income flow – Bucketing strategy

April 6, 2015
retirement income flow

Money management during post-retirement years can be tricky. Those retiring at 60 may have another 25-30 years to live and a wrong asset allocation could lead to a situation where they outlive their savings, with no regular salary income to make up for the shortfall. Worse, retirees can fall prey to mis-selling, as was the […]

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Sticking to your budget can make your credit card a boon

March 31, 2015
credit cards are not that bad

Credit cards have always been an area of concern when someone starts taking care of the family and personal expenses. Many unnecessary expenses in the family get directly linked to the abuse of credit cards. This easy credit sometimes gets so much misused that it affects your overall financial profile and also puts you into […]

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