Investment options in falling interest rates scenario

by Manikaran Singal on January 28, 2015 Total Views: (23)

investment options

On January 15th 2015 much awaited rate cut was announced. To start with, it is 0.25% of repo rate, but market participants as per media news are expecting this to go up to 125 basis points in FY 2015-16. Somewhere I also read some real estate developer expecting this year rate cut to be around ...

{ 0 comments }  Total Views: (23)

Managing children education expenses – Laddering approach

by Manikaran Singal on January 20, 2015 Total Views: (380)

distribution strategies1

This article by me was originally published in Business Standard January 17,2015 Rahul Singh has a well-diversified investment portfolio. He has followed financial planning principles to the core, and has always invested with a goal in mind. His next big goal: funding his son Vihaan's higher education. Singh has a public provident fund (PPF) account under his ...

{ 5 comments }  Total Views: (380)

What’s your One thing…?

by Manikaran Singal on January 14, 2015 Total Views: (287)

one thing

Last week I finished reading a book titled “the one thing” written by Gary Keller and Jay Papasan. It’s a brilliant book which guides through the importance of focusing and how to inculcate that habit in self. It tells you how to keep yourself away from distractions and clutter and focus on “the one thing” ...

{ 2 comments }  Total Views: (287)

Religare Joy – Maternity Focused health insurance – Review

by Manikaran Singal on January 6, 2015 Total Views: (463)

Religare joy maternity cover health insurance

Religare health insurance has come up with a new policy with name Religare Joy. This policy offers maternity cover with a waiting period of only 9 months. This is the basic feature of the policy and not the additional benefits that till now we saw in policies like Apollo Munich easy health and Max bupa ...

{ 4 comments }  Total Views: (463)

Best Mutual funds to invest in 2015

by Manikaran Singal on January 2, 2015 Total Views: (910)

best mutual funds to invest in 2015

New year, new aspirations, new goals. This calls for the review of your plans made or actions taken in last year to make necessary changes, if required. Investments are one of an important part of your financial plan and Mutual funds are important part of your investments. So the review of mutual funds’ investments is ...

{ 0 comments }  Total Views: (910)

It’s your life – MAKE IT LARGE in 2015

by Manikaran Singal on December 29, 2014 Total Views: (549)

make it large

No I am not promoting any music CDs or what these advertisements indirectly endorses…this is my New Year wishes for you. Actually this is what I want to make my life as, and I believe that the best wish would be the one which you want to wish yourself. Yes, I want to make my life ...

{ 6 comments }  Total Views: (549)

Child Plans of Mutual funds – a Review

by Manikaran Singal on December 24, 2014 Total Views: (781)

child plans of mutual funds

When it’s a question of your child’s future, you always aspire for the best. You want to provide her the best education, comfortable lifestyle; grand wedding. Some also want to buy their kids a house, when they grow old and also want to support them in settling down in their business by funding every now ...

{ 2 comments }  Total Views: (781)

Here’s the formula of success you were searching for

by Manikaran Singal on December 15, 2014 Total Views: (571)

formula of success

Your search ends here. Yes, today I will share with you the formula of success, which you've been searching for so long. I have applied this formula on me and I am getting good results. I am sure this will work for you too. Whichever way you define your success, the formula of success is ...

{ 4 comments }  Total Views: (571)

Why personal cash flow analysis is important for financial planning?

by Manikaran Singal on December 9, 2014 Total Views: (376)

personal cash flow analysis

Personal Cash flow management is a boring job, do you agree? It’s quite difficult to dig deeper into the expenses to figure out your complete cash outflow, just to find out if your spending structure is good for your financial future or you have to cut down on that. Moreover, when cutting down on spending, ...

{ 0 comments }  Total Views: (376)

Tax saving, the financial planning way

by Manikaran Singal on December 2, 2014 Total Views: (4194)

tax saving save tax

For most of you investments to save tax are the only investments that you could be able to make in a single year. Reasons are many like low income, large number of dependents, high expenses, bad financial habits etc. Look out the 3 cases below which are real life situations as shared by some of ...

{ 2 comments }  Total Views: (4194)

How to select best health insurance policy in India

November 25, 2014
how to select best health insurance policy in india

When gaurav’s father was admitted to hospital for bypass surgery, the estimated cost of Rs 4 lakh was looking very much affordable under Rs 5 lakh family policy provided by his employer, until he was asked to pay Rs 1 lakh from his own, as insurer accepted claim of Rs 3 lakh only. It was […]

Read the full article →

This is what i call a perfect investment portfolio

November 19, 2014
perfect investment portfolio

When sachin visited my office to discuss his investments he specifically said that he’s looking for a perfect investment portfolio. His current asset allocation is 70:30 (Equity: debt) as suggested by one mutual funds adviser. But sachin was not sounding happy with it, as he wanted to invest 100% into equity reason being he doesn’t […]

Read the full article →

How to save capital gain tax on sale of property

November 10, 2014
capital gain tax on sale of property

Real estate is surrounded by many income tax provisions. Starting from buying of property, keeping and maintaining the same and continues till selling it out. Understanding of taxation on real estate transaction is very important so one can do the necessary tax planning and save the maximum possible capital gain tax on the sale of […]

Read the full article →

Best ELSS tax saving mutual funds to invest in 2014

November 4, 2014
best elss tax saving mutual funds

Last year I wrote a detailed article on best elss tax saving mutual funds to invest in 2013 with reference to parameters i shared on my Money control article. This today’s article is a kind of review of the earlier one, based on the same parameters with some fine tuning. Before going ahead, I would […]

Read the full article →
Page 1 of 1312345...10...Last »