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Financial Planning
From Dual Income to a New Direction: How Financial Planning Helps...
Ayaan and Stuti, married for four years now, were living a good life. Both were working professionals, managing their expenses well, paying EMIs on...
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Insurance Planning
Claim settlement ratio – Is it really important to consider?
Claim settlement ratio has become a parameter of the integrity of the Insurer. People look down on the insurer having a low ratio. Every...
Online Term Insurance with Income benefits – Does it make sense?
Term Insurance plans have lost their simplicity. Yes, the plans which used to have a straight forward structure as in to pay the nominee...
Cash Flow Planning
Estate Planning
NRI Inheriting Assets in India – How to Manage and Invest the Proceeds?
One of my blog readers recently shared a thoughtful query, which deserved a detailed response,...
Estate Planning for NRIs – Should NRIs Write Two Wills?
Will writing for NRIs is as important as Resident Indians? It's an important part of...
10 Financial Planning Thumb Rules for better Investment Management
In today’s fast-paced world, people (especially the younger generation) seek shortcuts and simplified rules in...
Estate Planning in India: All you wanted to know (with FAQs)
When it comes to estate planning in India, people are of the notion that it...
Intestate Succession or Succession Without a Will: All you wanted to know
Everyone, not only the affluent, has a lot to share with their family members especially...
Health Insurance
Free Health Insurance for Senior Citizens by Government of India
Last week, a retired client, Mr. Raghavan, visited my office with a worried look. At...
Financial Freedom: A Journey of Responsibility and Minimalism
Financial freedom isn’t just about having a large bank balance; it’s about the freedom to...
LIC Arogya Rakshak- How good this health insurance plan is?
The pandemic has once again taught us the lesson on how important it is to...
Health Insurance for Diabetes- Comparative Analysis
Diabetes, the word itself is very haunting. As commonly called "Sugar" it is a chronic...
Max Bupa Go Active – Combination of health Insurance and wellness
Max Bupa Go active is the answer to Rising Inflation in medical treatments. It is...
Investment Behaviour
From Dual Income to a New Direction: How Financial Planning Helps You Navigate Life Changes
Ayaan and Stuti, married for four years now, were living a good life. Both were...
Financial Literacy: A Journey Beyond Numbers
Things No One Tells You About Financial Literacy
These days, I keep hearing the term financial...
The Distracted Investor: Always Confused, Rarely Profitable
The investment world is noisy—market updates, expert opinions, social media debates, and endless comparisons between...
Building Wealth the Right Way: Investments, Portfolio & Life Goals
Many people equate the "right investment" with high returns when it comes to investing. They...
Managing Personal Finances During Economic Uncertainty
Last week, I met Raghav, a software engineer from Mumbai, at a coffee shop through...
Investment Options
Is Your Fund Really Performing Well? Understanding the Information Ratio
Everyone wants good returns from mutual funds. Some people want their fund to outperform their...
Child Investment Plans – A Comprehensive Guide
Every parent dreams of giving their child the best opportunities in life, especially regarding education....
SM REITs in India- A Comprehensive Guide
With Real estate as one of the most sought-after investment vehicles by most investors, Real...
GIFT City in India: Unlocking Investment Opportunities for Global Investors
With Investment options rising locally and globally, GIFT City in India is becoming a popular...
Dive deeper into momentum investing and its long-term potential.
Momentum Investing, as the name suggests, is all about capturing momentum. This means investing in...
Life Insurance
Financial Freedom: A Journey of Responsibility and Minimalism
Financial freedom isn’t just about having a large bank balance; it’s about the freedom to...
5 Best and lesser-known ways to use Life Insurance Policies in India
Life Insurance carries an important place in the financial planning of an individual. This is...
How to select suitable Online Term Insurance?
Gone are the days when online term insurance policies were simple and easy to select....
Postal Life Insurance – A good competition to LIC
Postal Life Insurance is not a popular product. I came across the product features while...
ULIP vs Mutual fund – Where to invest in the new LTCG tax Regime?
ULIPs or Mutual funds, what to choose? This is a very old debate which till...
Mutual Funds
Is Your Fund Really Performing Well? Understanding the Information Ratio
Everyone wants good returns from mutual funds. Some people want their fund to outperform their...
The Truth About Compounding in Mutual Funds: It’s Not What You Think
Aap log hamesha bolte ho compounding-compounding… par Mutual Funds mein toh koi fixed interest nahi...
MITRA Platform: A Game-Changer for Unclaimed Mutual Funds
When I started my professional journey at a private bank in 2003, we used to...
Child Investment Plans – A Comprehensive Guide
Every parent dreams of giving their child the best opportunities in life, especially regarding education....
24 Timeless Personal Finance Articles Rated Best by Our Readers
In this post, we’ve put together 24 of the most popular personal finance articles from...
NRI
SEBI’s DigiLocker Initiative: Finally, Estate Planning That Works
Let me share a moment that’s stayed with me for years.
A few years ago, I...
Should NRIs Keep or Close Their Indian Bank Accounts and Investments?
Rohan moved to the US for his master's degree. While studying, he didn't worry about...
Estate Planning for NRIs – Should NRIs Write Two Wills?
Will writing for NRIs is as important as Resident Indians? It's an important part of...
A Guide for NRIs Returning to India: UK Pension Fund Transfer to India
Ankit, a 47-year-old professional, had spent over two decades in the UK building a career,...
Retirement Plans in Singapore: What Returning NRIs Need to Know
In today’s globalized world, career opportunities are no longer confined to India, with many professionals...
Retirement Planning
A Guide for NRIs Returning to India: UK Pension Fund Transfer to India
Ankit, a 47-year-old professional, had spent over two decades in the UK building a career,...
Retirement Plans in Singapore: What Returning NRIs Need to Know
In today’s globalized world, career opportunities are no longer confined to India, with many professionals...
24 Timeless Personal Finance Articles Rated Best by Our Readers
In this post, we’ve put together 24 of the most popular personal finance articles from...
Financial Freedom: A Journey of Responsibility and Minimalism
Financial freedom isn’t just about having a large bank balance; it’s about the freedom to...
SWP in NPS – Systematic Lump Sum Withdrawal in New pension Scheme
After announcing SIP in NPS , PFRDA has also allowed SWP in NPS. If you...
Tax Planning
NRI Inheriting Assets in India – How to Manage and Invest the Proceeds?
One of my blog readers recently shared a thoughtful query, which deserved a detailed response,...
Union Budget 2025 and its impact on your finances
Every Union Budget has an impact on our money—sometimes directly, sometimes indirectly. The direct impact...
2024 Updates: PPF & Sukanya Samriddhi Rules
How Irregular Accounts Will Be Handled?
What happened, and why?
Small saving schemes like PPF (Public Provident...
Capital Gain Tax on Property Sales – New rules on Indexation
Indexation plays a crucial role in calculating capital gains tax on property, allowing you to...
Financial Freedom: A Journey of Responsibility and Minimalism
Financial freedom isn’t just about having a large bank balance; it’s about the freedom to...
Product Review
Fractional Ownership in Real Estate – Is this Really a Smart way of Investing in Properties?
In recent years, the preferences of Indian investors have changed significantly. Call it Financial markets...
LIC Arogya Rakshak- How good this health insurance plan is?
The pandemic has once again taught us the lesson on how important it is to...
Bajaj Allianz life Guaranteed Pension Goal- A Detailed Review
Estimated reading time: 10 minutes
There are 3 kinds of Investors. One who are risk-takers...
What is DigiLocker? – How to open and use DigiLocker account.
The recent changes in Motor Vehicle Rules which came into effect from 1st October 2020...
LIC Jeevan Akshay VII| The Popular Pension Plan is back
LIC is back with its most popular Immediate Pension Plan Jeevan Akshay VII or should...