Probably it would be good to have a point-by-point / line-item-by-line-item comparison between Max Bupa Go Active Health Policy with Apollo Munich Optima Restore Policy to give a clear cut comparison between these two most popular, long haul health insurance companies in India and competing products/insurers. The comparison may be for different age bracket also, starting from 40 years uptill 70 years+ (with a gap/bracket of 10 years for each comparison).
Kamal Ji, the way product features are changing, it may be possible that after some time the comparison may get invalid. That is why I always advise understanding the basic features which are more or less same in all the policies and go ahead with maximum possible and affordable coverage.
the premium increases for renewal for i – protect as the sum assured has increased by 10% .
the only difference being is the additional premium is lesser as it would be renewal of policy as against one buying a new insurance policy . the age of both the people are same
if a person is individual and opts for 5 lakhs cover and slowly increases his cover to 7.5 lakhs in 5 years – he is paying extra premium gradually as 5.5 lakhs policy , 6 lakhs policy etc.
he can continue increasing the cover upto infinity [theoretically speaking] but can opt out of i-protect once the policy reaches lets say 10 lakhs with family floater etc.
whether this strategy is going to be expensive or not is the concern as website is not showing how much premium the person will pay next year for its renewal with i-protect in place
there are many youtube videos which does the comparison of max bupa go-active vs apollo munich optima restore
Thanks for this useful review of Max Bupa Go Active!
Probably it would be good to have a point-by-point / line-item-by-line-item comparison between Max Bupa Go Active Health Policy with Apollo Munich Optima Restore Policy to give a clear cut comparison between these two most popular, long haul health insurance companies in India and competing products/insurers. The comparison may be for different age bracket also, starting from 40 years uptill 70 years+ (with a gap/bracket of 10 years for each comparison).
Kamal Ji, the way product features are changing, it may be possible that after some time the comparison may get invalid. That is why I always advise understanding the basic features which are more or less same in all the policies and go ahead with maximum possible and affordable coverage.
the premium increases for renewal for i – protect as the sum assured has increased by 10% .
the only difference being is the additional premium is lesser as it would be renewal of policy as against one buying a new insurance policy . the age of both the people are same
if a person is individual and opts for 5 lakhs cover and slowly increases his cover to 7.5 lakhs in 5 years – he is paying extra premium gradually as 5.5 lakhs policy , 6 lakhs policy etc.
he can continue increasing the cover upto infinity [theoretically speaking] but can opt out of i-protect once the policy reaches lets say 10 lakhs with family floater etc.
whether this strategy is going to be expensive or not is the concern as website is not showing how much premium the person will pay next year for its renewal with i-protect in place
there are many youtube videos which does the comparison of max bupa go-active vs apollo munich optima restore
Thanks for this useful review of Max Bupa Go Active!