At Good Moneying Wealth Planners Pvt Ltd (“we”, “us”, “our”), we value the trust you place in us and are committed to protecting your personal information and your privacy. This Privacy Policy explains how we collect, use, disclose, store, and safeguard your personal data when you use our website, engage with our financial-planning and investment advisory/management services (“Services”), and any other interaction you have with us.
1. Information We May Collect
We may collect and process the following categories of personal information:
- Name, contact details (email address, phone number, postal address)
- Date of birth, PAN, Aadhaar (where applicable), other identity information required for KYC/compliance
- Demographic information, such as gender, income, occupation, or other relevant data, to help us serve you better
- Financial data: your existing investments, asset holdings, risk profile, goals, etc., provided by you or through third‐party platforms used in our Services
- Usage data: information about how you use our website, interact with our Services or dashboard, including IP address, browser type, access times, and pages visited
- Other information which we may collect to improve our Services, comply with regulatory requirements, or when you voluntarily provide additional details.
2. How We Use Your Information
We use the collected information for the following purposes:
- To fulfill our contractual obligations with you: processing your engagement for financial plan writing, investment advisory and management.
- To perform Know Your Customer (KYC) checks, regulatory compliance and internal record-keeping as required under Indian laws.
- To analyze your risk profile, financial goals, and craft a financial plan or investment strategy tailored to you.
- To provide you with access to our online dashboard, send you periodic reports, reviews and updates (e.g., half-yearly investment review, annual financial plan review).
- To communicate with you: by email, phone, or other means, including updating you on changes to Services, policy updates, and for market-research purposes (you will have the option to opt-out of marketing communications).
- To improve our website, user experience and Services: e.g., by analysing website usage, feedback, interaction data.
- To comply with legal or regulatory obligations, respond to lawful requests from governmental/regulatory authorities, defend our legal rights, or prevent fraud.
3. Disclosure of Your Information
We will not sell your personal information to third parties. We may disclose your information in the following circumstances:
- To our service providers, advisors or platforms (for example, account-opening portals, KYC agents, investment transaction platforms) who assist us in providing our Services—only to the extent necessary and under appropriate confidentiality obligations.
- To regulatory or government bodies, courts or judicial authorities, when required by law or regulation.
- If we believe disclosure is necessary to protect our rights, investigate fraud, or defend against legal claims.
- With your explicit consent, or where such disclosure is necessary to provide a specific Service you have requested.
4. Security of Your Information
We take appropriate technical and organisational measures to protect your personal information from unauthorised access, alteration, disclosure or destruction. These measures may include: encryption of data in transit and at rest, secure hosting infrastructure, access controls, regular security assessments and backup protocols.
However, no internet or email transmission is ever fully secure or error-free, and we cannot guarantee absolute security of your information.
5. Links to Other Websites
Our website may contain links to third-party websites, platforms or tools which we do not operate. Once you click a link and leave our site, you should review the privacy policy of the new site. We are not responsible for the privacy practices of external sites.
6. Your Rights and Control Over Your Information
- You may request access to, correction of, or deletion of your personal information held by us.
- If you believe any information we hold is incorrect or incomplete, please contact us and we will promptly review and correct it as appropriate.
- You may request us to stop sending you promotional communications by using the opt-out link in the communication or by contacting us directly.
- If you request deletion of personal information, please note: we may need to retain certain information to comply with legal/regulatory obligations, to protect our business, for fraud prevention or for historical/archival purposes.
- You may withdraw your consent (where applicable) for processing your data at any time, but that may affect our ability to provide certain Services.
7. Data Retention
We will retain your personal information only for as long as necessary to fulfill the purposes set out in this policy or as required by law. After expiry of our Services or termination of the engagement, we will securely archive or anonymize your data unless we have a lawful reason to retain it longer.
8. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. The “Effective Date” at the top indicates when the policy was last changed. We encourage you to review this page periodically. Any significant changes will be posted on our website, and if required, we may notify you directly.
9. Contact Us
If you have any questions, concerns or requests regarding this Privacy Policy or our data practices, please get in touch with us at:
Good Moneying Wealth Planners Pvt Ltd
SCO 333-334, First Floor, Sector 35B, Chandigarh
info@goodmoneying.com
0172-4103547
Consent
By using our website or engaging with our Services, you acknowledge that you have read and understood this Privacy Policy and consent to the collection, use and disclosure of your personal information as described herein.